Typical mud brick construction in Rwanda. Notice the deterioration around the window

Deterioration can lead to mud brick homes becoming uninhabitable if the owner is unwilling or unable to continuously repair it.

Much of the housing in the developing world is made of mud brick.  The problem with inexpensive mud brick is that, over time, houses can "melt" during heavy rains.  Occupants of such homes must constantly spend money and time repairing their homes.  This becomes a major obstacle in a family's ability to improve their economic standing in society because much of their availaible disposable income is spent repairing their homes.  The burden of maintaining the home is passed on from generation to generation, and the ability to build wealth is lost.

Furthermore, the traditional method of purchasing a home is by obtaining a mortgage through a bank.  However, banks typically do not lend on homes constructed of mud brick because they are not considered "permanent structures."

In 2006, Rwanda banned the use of mud brick for the construction of any residential or commercial structure.  A concrete home is the only culturally acceptable alternative, but it costs dramatically more.  Therefore, it has become virtually impossible for the average worker to afford to purchase and finance a new home.  This forces a large percentage of the population to live in substandard housing with no other options.

            United Property Group, Ltd, Africa,No. 116, KG8 Avenue, Remera, Kigali, Rwanda   (250) 78835616  in[email protected]